insurance scam

hi,
yesterday I got a call from my dad in Toronto. He was griping about his car insurance. Don't we all. It seems that All State decided that his premiums were too low and needed adjusting. Since he pays monthly with an automatic credit card deduction, it's a good thing he noticed the rate hike because they certainly didn't call him with the change in rate. He called the agent and got some very nice lady with a half-baked lame excuse about his age..... okay he is 82, going to be 83 this November, but that was not 'news'. They've held this policy for him for the last 2 years on his Lexus in Florida. He wanted to know what we pay for car insurance and could I get him a better deal?

I'm not an insurance maven but I know with a little fancy footwork you can usually find a better rate, somewhere. The Internet is the best place to start, off I go.

Advertising usually drives me crazy it's so bad. I particularly hate the insurance company ads. Gecko's, ape men, umbrellas, obnoxious sales girls.... it's all terrible but it obviously works. Who do I bring up first on my computer... Progressive! I hate their ads the most so don't ask me why I even type in their name but I have to admit it was even easier to get a rate quote than I thought possible. It was impressive and cheaper than what All State was charging, by A LOT! A 30% savings. Go Flo! (she's the ad spokes person that they use.... don't ask if you don't know.)

Dad called All State to see if they'd meet the Progressive rate, they wouldn't so he cancelled that policy and took one out with Progressive. Easy as that. He's a happy camper and I now am on a first name basis with Flo. Do you think I can only get her to do something about her tacky hairdo & makeup...... ?

xox
m